Public & Products Liability
Public and Products Liability Insurance is essential protection for Australian businesses of all sizes. It helps safeguard your operations from the financial impact of claims involving third-party injury or property damage—whether they occur on your premises, at a client’s site, or as a result of products you sell, supply, or manufacture.
Unexpected incidents can happen at any time, even in the safest business environments. This cover provides the confidence and security you need to operate without fear of costly legal action or compensation claims.
What This Insurance Covers
Public Liability
Protection if a customer, supplier, contractor, or member of the public is injured—or their property is damaged—due to your business activities.
This may include incidents such as slips, trips, falls, accidental damage during work, or injuries caused by the way your business operates.
Products Liability
Cover for claims arising from products you sell, supply, or manufacture that cause injury, illness, or property damage.
This includes defects in design, manufacturing faults, incorrect labelling, or failures that occur after the product leaves your control.
Why It Matters for Australian Businesses
Helps cover legal costs, settlements, and compensation payments
Meets common requirements for commercial leases, tenders, and contractor agreements
Provides peace of mind when working on client sites or in public spaces
Protects your brand reputation by supporting swift and professional claims handling
Ensures your business stays financially resilient—even when unexpected issues arise
Confidence to Operate, Grow, and Engage
Public and Products Liability Insurance enables businesses to operate with assurance, knowing they have reliable protection behind them. Whether you're running a retail store, trade service, hospitality venue, or professional practice, having the right liability cover means you can focus on delivering quality service while minimising your exposure to costly risks
