Business Insurance
Business SME General Insurance is designed to give Australian small to medium-sized enterprises the confidence to operate, grow, and succeed—no matter what challenges arise. We provide comprehensive protection against the everyday risks that can affect your people, your property, and your ability to trade.
Our insurance solutions are built with flexibility in mind. Every business is different, which is why we tailor cover to suit your industry, your operations, and your level of exposure. Whether you run a retail store, a professional service, a trade business, or a hospitality venue, we help safeguard what matters most so you can stay focused on delivering for your customers.
What Our SME Insurance Cover
Property & Asset Protection
Cover for buildings, contents, equipment, tools, and stock against events like fire, storm, accidental damage, and theft.
Public & Product Liability
Protection against third-party injury or property damage claims arising from your business activities or products.
Business Interruption
Support to keep your business financially stable if an insured event disrupts your ability to trade.
Theft, Money & Glass
Cover for theft or burglary of business property, loss of business funds, and accidental breakage of internal and external glass.
Machinery & Equipment Breakdown
Protection for essential machinery, POS systems, and electronic equipment if they fail unexpectedly.
Commercial Motor
Insurance for business vehicles, from single work vehicles to full fleets.
Optional Management Liability
Additional protection for owners and managers against employment-related claims, regulatory investigations, and allegations of mismanagement.