Commercial Motor & Fleet
About Commercial Motor & Fleet Insurance
Commercial Motor and Fleet Insurance provides essential protection for vehicles used in your business operations. Whether you manage a single work ute or an entire fleet of cars, vans, trucks, or specialised vehicles, this cover helps safeguard your assets against accidental damage, theft, and legal liability arising from the use of your vehicles.
Designed for businesses across all industries, Commercial Motor and Fleet Insurance allows you to operate with confidence, knowing your vehicles—and the people who drive them—are protected on the road and at work.
Commercial Motor Insurance
Commercial Motor Insurance is ideal for businesses that rely on one or a small number of vehicles. It provides comprehensive coverage options to protect your business against the everyday risks associated with driving and vehicle use.
What It Typically Covers
Accidental Damage
Repairs or replacement if your vehicle is damaged in a collision or accident.
Theft or Attempted Theft
Cover if your vehicle is stolen or damaged in a theft-related incident.
Fire & Weather Events
Protection against fire, storm, hail, or other natural events.
Third-Party Liability
Covers damage to other vehicles or property, and legal liability arising from an accident caused by your vehicle.
Windscreen & Glass
Repair or replacement of damaged windscreens or windows (depending on cover level).
Fleet Insurance
Fleet Insurance is designed for businesses that operate multiple vehicles—typically five or more—and want the convenience of insuring them under a single policy.
This streamlined approach makes managing, renewing, and maintaining coverage significantly easier, especially for businesses with ongoing vehicle turnover or high utilisation rates.
Key Benefits of Fleet Insurance
One Policy for All Vehicles
Simplifies administration and ensures consistent cover across your fleet.
Flexible Cover Levels
Choose comprehensive, third-party fire & theft, or third-party property damage for each vehicle.
Tailored Solutions
Options for cars, vans, trucks, trailers, heavy vehicles, and specialised equipment.
Potential Premium Efficiencies
Having multiple vehicles insured together may offer pricing advantages.
Support for Business Growth
Easily add or remove vehicles as your fleet changes over time.
Why This Cover Matters
Vehicles are often critical to business operations—whether for deliveries, transport, client visits, or on-site work. Commercial Motor and Fleet Insurance helps ensure that unexpected accidents or incidents don’t create costly disruptions.
With reliable coverage, streamlined administration, and flexible options, this insurance enables businesses to keep moving, stay productive, and maintain the confidence to operate every day.