What Home Insurance Covers
Building Insurance
Protection for the structure of your home, including walls, roofing, fixtures, and fittings.
Contents Insurance
Covers your personal belongings such as electronics, furniture, appliances, clothing, and valuables.
Weather, Fire & Theft Protection
Stay protected from Australia’s harsh storms, fire events, break-ins, and malicious damage.
Temporary Accommodation
If your home becomes uninhabitable, you may be covered for alternative accommodation while repairs are completed.
Legal Liability
Protection if a visitor is injured at your home or if you accidentally cause damage to someone else’s property.
Home Insurance With Confidence
Expert Protection Backed by a Broker Who Works for You
Your home is one of your most valuable assets, and protecting it properly is essential. Home Insurance safeguards your property and belongings against unexpected events such as fire, storm damage, theft, water damage, and everyday accidents. But the real difference lies in how you choose to insure it.
Instead of navigating confusing policies on your own or settling for a one-size-fits-all option from a direct insurer, working with an insurance broker ensures you get the right cover, the right value, and the right support when you need it most.
Why Choosing a Broker Makes All the Difference
Using a professional insurance broker gives you more confidence and stronger protection than going direct to an insurer.
Tailored Cover—Not Generic Policies
A broker assesses your home’s unique risks and recommends a policy that fits your exact circumstances, preventing underinsurance or hidden gaps.
Access to Multiple Insurers
Going direct limits you to one option. A broker compares a wide range of insurers and products, ensuring you get the best coverage and value.
Faster, Easier Claims Support
If something goes wrong, your broker becomes your claims advocate, managing paperwork, speaking with the insurer, and working to achieve a fast, fair settlement—saving you time and stress.
Expertise You Can Trust
Policy wording can be complex. A broker breaks it down in simple, clear language so you understand exactly what you're covered for.
Ongoing Support & Policy Reviews
As your home, lifestyle, or property value changes, your broker keeps your insurance aligned and up to date.
Fast Turnaround When It Matters
Damage to your home is stressful—but getting help shouldn’t be. Brokers work with insurers known for quick assessments and fast claims turnaround, so repairs start sooner and life gets back on track faster.
Almost Immediate Certificates of Currency
Need proof of insurance for a bank, lender, or settlement? Once payment is processed, brokers can issue your Certificate of Currency almost immediately, saving you delays and helping transactions move smoothly.
Protect Your Home With the Right Cover and the Right Support
Home Insurance is essential—but choosing it through an insurance broker gives you the peace of mind of knowing you’re backed by a professional who works for you, not the insurer.
Stronger cover
Better value
Faster documents
Faster claims
Real peace of mind